Please read these terms and conditions of use before using our website.

By using this Web site, you signify your assent to the terms of use set forth herein. If you do not agree to these terms of use, please do not use the site. Class Action World reserves the right, at its discretion, to change, modify, add, or remove portions of these terms at any time. Please check these terms periodically for changes. Your continued use of the Web site following the posting of changes to these terms will mean you accept those changes.

Unless otherwise noted, all non-public domain materials, including, but not limited to, news articles, images, illustrations, designs, icons, photographs, video clips and audio clips that are part of the Web site (collectively, the "Content") are protected by copyright and owned, controlled or licensed by Class Action World, or the party credited as the provider of the Content. You shall abide by all additional copyright notices, information or restrictions contained in any Content accessed through the Web site.

No Content from the Web site may be copied, reproduced, framed, hyperlinked, republished, downloaded, uploaded, posted, transmitted, or distributed in any way, provided, however, you may download, where specifically permitted, one copy of the Content on any single computer for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices. Copying or storing of any Content for other than personal use is expressly prohibited without prior permission from Class Action World, or the copyright holder identified in the copyright notice contained in the Content.

If you wish to build a hyperlink to the Web site, you may do so provided you agree to cease such link upon request from Class Action World. No other use is permitted without prior written permission of Class Action World.

Use of any robot, spider, other automatic device, or manual process to monitor or copy our Web pages or the Content is strictly forbidden.

Modification of the Content or use of the Content for any other purpose is a violation of Class Action World's copyright and other proprietary rights. For purposes of these terms, the use of any Content on any other web site or networked computer environment is prohibited.

All trademarks, service marks and trade names are proprietary to Class Action World.

The Web site is directed to adults and is not directed to children under the age of majority. Class Action World cannot prohibit minors from visiting the Web site. Class Action World must rely on parents, guardians and those responsible for supervising children to decide which materials are appropriate for such children to view.

If you register as a user of this Web site, you will be assigned a user name and password that is unique to you. You are responsible for maintaining the confidentiality of the user name and password, and responsible for all activities that occur under your user name and password. You agree to notify Class Action World of any unauthorized use of your user name and password or any other breach of security at unauthorizeduse@classactionworld.com.

Although access to Class Action World is free, Class Action World reserves the right at any time to charge fees for access to portions of the Web site or the Web site as a whole. However, in no event will you be charged for access to the Web site or any portion thereof unless we obtain your prior agreement.

Class Action World refers to its "Forums" as the Class Action World message boards and other vehicles which may be used for the expression of thought, as well as e-mails or other types of communications to the editors, webmasters, administrators or employees of Class Action World.

You shall not upload to, distribute through, or otherwise publish through a Message Board on the Web site any content which is libelous, defamatory, obscene, pornographic, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable that would constitute or encourage a criminal offense, violate the rights of any party, or that would otherwise give rise to liability or violate any law.

The Message Boards shall be used only in a noncommercial manner. You shall not, without our express approval, distribute or otherwise publish any material containing any solicitation of funds, promotion, advertising, or solicitation for goods or services. You specifically acknowledge that soliciting other guests of the Web site to join or become members of any commercial online or offline service venture or other organization is expressly prohibited.

In general, we will not monitor or edit the contents of Message Board materials unless required to in the course of normal maintenance of the Web site and its systems or unless required to do so by law or in the good-faith belief that such action is necessary to: (1) comply with the law or comply with legal process served on Class Action World; (2) protect and defend the legitimate business interests, rights or property of Class Action World, its users, advertisers, customers, sponsors, advertisers or affiliates; or (3) act in an emergency to protect the personal safety of an individual or the public. Users shall remain solely responsible for the content of their communications. Class Action World has the right but not the obligation to monitor and edit or remove any Message Board communications and content.

By uploading materials to any Message Board or submitting any materials to Class Action World, you automatically grant (or warrant that the owner of such rights has expressly granted) us a perpetual, royalty-free, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from and distribute such materials or incorporate such materials into any form, medium, or technology now known or later developed. In addition, you warrant that all so-called "moral rights" in those materials have been waived.

Registration and all other information about you are subject to Class Action World's privacy policy. For more information, see our privacy policy, which is incorporated in full herein by reference.

You agree to indemnify, defend and hold Class Action World harmless from any liability, loss, claim and expense, including reasonable attorneys fees, related to your violation or alleged violation of this Agreement or use of the Web site.

Your right to use this Web site is not transferable. Any password or right given to you to obtain information is not transferable.

Unless otherwise specified, the Content on the Web site is presented solely for the purpose of promoting publications and other products available in the United States, its territories, possessions, and protectorates. The Web site is controlled and operated by Class Action World, Inc. from locations within the State of New York. Class Action World makes no representation that Content on the Web site is appropriate or available for use in other locations. Those who choose to access the Web site from other locations do so on their own initiative and are responsible for establishing the useability or correctness of any information or Content under any or all jurisdictions and the compliance of that information or Content with local laws, if and to the extent local laws are applicable.

All users, including those users who access the Web site from a country other than the U.S., agree that the laws of the State of New York shall govern any dispute, including those arising from privacy issues or from Class Action World's Message Board content or e-mail.

These terms are effective until terminated by either party. You may terminate these terms at any time by notifying Class Action World of your decision to cancel your registration and destroying all Content obtained from Class Action World's Web site and all related documentation, whether made under these terms or otherwise. The privileges granted to you by these terms, including the maintenance of a registrant account, will terminate immediately without notice from Class Action World if, in Class Action World's sole discretion, you fail to comply with any provision of these terms.

Upon termination, you must destroy all Content obtained from the Web site and all copies thereof, whether made under these terms or otherwise. Class Action World may take such further action as Class Action World determines to be appropriate under the circumstances to eliminate or preclude repeat violations. Neither Class Action World nor Class Action World, Inc. shall be liable for any damages of any nature suffered by any customer, user, or any third party resulting in whole or in part from Class Action World's exercise of its rights under these terms and conditions